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更多的 2014.12.16

12月的角度

A few weeks ago, we heard a term that was new to us: “emerging adulthood.” 它被定义为20多岁的年轻人花时间寻找自我的人生阶段。 Otherwise known as the time when kids graduate from college and move home because they don’t know what the heck they want to do with their lives. 悦博体育有一个这样的学生今年春天毕业,所以这个话题肯定是悦博体育家感兴趣的。

这让悦博体育想到了千禧一代和首次购房者。 A lot has been written about this generation’s barrier to home ownership due to school debt, high unemployment, and tight lending standards. 但时代在变化。 首先,最近信贷条件的放松使得首次购房者更容易获得抵押贷款。 Secondly, economists say that all of the jobs that were lost locally during the 大萧条 have now returned. In fact, Seattle’s unemployment rate is now at levels we haven’t seen since before the 2008 financial crash.

We’ve all heard the horror stories about kids graduating from college with absolutely no job prospects, but in some cities, like Seattle, things appear to be getting a lot better. In fact, the National Association of REALTORS® recently published the top five most affordable cities for millennial home buyers based upon home prices, unemployment rates, and income growth. 西雅图排名第四。 在某种程度上,悦博体育可以感谢亚马逊(Amazon)等当地公司的迅猛增长,以及几家总部位于硅谷的大型企业在西雅图落户。 所有这些都有助于创造一个稳定的就业市场。

首次购房者对整个市场的健康至关重要; they’re the vital first link in the all-important housing chain. So it’s encouraging to see that lending standards are loosening, and Seattle’s employment outlook is sunny. It makes us optimistic that the dream of homeownership won’t die with the millennial generation. 房地产市场将继续走强。 它也给了悦博体育希望,有一天,悦博体育即将毕业的大学毕业生会在地下室以外的地方找到一个叫做家的地方。

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