尽管距离万众期待的政府购买抵押贷款支持证券（MBS）的结束只有几周时间，但抵押贷款利率仍保持稳定。 30年期联邦住房管理局固定贷款利率为4.75%，标准利率为0.07至1点。 超过大额贷款限额的真正大额抵押贷款的30年期大额固定利率仍维持在5.625。

Are steady, low mortgage rates indicative of a “calm before the storm”? 我仍然预测，当政府本月底停止购买MBS时，长期固定抵押贷款利率将会上升。 However, one thing is clear to me and that is that nobody, including Federal Reserve Chief Ben Bernanke, knows exactly what's going to happen to mortgage rates, which move opposite MBS prices, when the purchasing stops. 我相信，这就是美联储（fed）保留了在必要时重启购买抵押贷款支持证券的可能性的原因。