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销售 2022年8月3日

了解你的家的价值:市场价值vs评估价值和更多

房屋销售的数学计算相对简单。 卖家列出他们的房子的价格,买家提出一个报价,最终双方达成一个最终的,商定的价格。 然而,在销售过程中的这两点之间,还有一些其他的数字可以用来设定房屋的价值,你应该知道。 Your real estate agent will be your best resource in interpreting the different values associated with your home and what they mean 当你准备出售时.

了解你的家的价值

标价(要价)

房屋的挂牌价格也被称为要价,是卖方在市场上列出房产的价格。 挂牌价是总价,这悦博体育与出售房屋相关的成本不包括在内。 房地产中介比较市场分析(CMA) will accurately set your home’s listing price, accounting for the 影响房价的各种因素 including location, condition, seasonality, local market conditions, and more.

挂牌价是与买家谈判的起点。 你可能会收到与你的要价相匹配的报价,但买家通常会在其他价格点提出报价。 You can either 接受、拒绝或提出还价 in response until you and the buyer reach an agreement.

Whether you’re selling in 买方市场 or 卖方市场 may determine you and your agent’s approach to the listing price of your home. 也许你可以采用某些定价策略来吸引买家的注意力或增加竞争,但如果你的房子的挂牌价格偏离其市场价值太远(见下文),它在市场上停留的时间可能比你预期的要长。

市场价值

作为卖家,你感兴趣的是买家愿意为你的房子付多少钱。 By taking into account a home’s condition, size, 抑制吸引力, and features, as well as local market conditions and what comparable homes are selling for, a home’s market value reflects the price buyers will pay for a property.

Man sitting at his computer at home talks to his real estate agent on the phone

图片来源:Getty Images -图片来源:damircudic

估定价值

房屋的评估价值 由专业估价师确定,以确保贷款人为房屋提供正确的贷款金额。 Appraisers assess the home’s layout and features, square footage, gross living area (GLA), overall condition inside and out, 房屋更新和改造, and more. 如果估价过低或过高,买方和卖方必须重新谈判才能完成交易。 In competitive markets, buyers may include an 估价缺口保证 in their offer, which states that the buyer will cover the difference between the price of the home and the appraised value.

卖价(买价)

也被称为购买价格,你的房子的销售价格是它最终的售价。 一旦你和买家就交易条款达成一致,买家将派人检查房屋,最后的谈判可能会根据检查的结果进行。 Familiarize yourself with the 常见的房地产突发事件 buyers may include in their offer and what they mean when selling your home.

净收益

那么,你卖房子实际赚了多少钱呢? After subtracting 销售的总成本 from your home’s sale price, you’ll arrive at your net proceeds. 这是你从交易中得到的金额。

评估价值

Your agent’s CMA is a reliable method of 确定你房子的价值 for its eventual sale, but its assessed value is used for taxation purposes. 由当地市政或县实体雇用的评估员将对您的财产进行审查,以确定其评估价值。 评估员的调查结果会传递给当地税务官员,他们用这个数字来计算房屋的财产税。

想要获得所有房屋销售问题的答案,请点击下面的按钮与当地经验丰富的温德米尔代理商联系。


特色图片来源:Getty Images -图片来源:kupicoo

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